The research behind the risk markets.
A living library of long-form essays on distressed debt, private credit, sovereign risk and the intelligence economy — the frameworks behind Solvendo's products, thought through in the open.
Rethinking Risk & Prediction
The conversation between Erik Schatzker from Bloomberg and his guests N. Chandrasekaran, Jonathan Gray and Rishi Sunak at New Delhi brought out some significant points. The world of risk, geopolitics, finance and economics is witnessing changes at a pace and scale not seen before.
Three leaders — from industry, capital and policy — describe risk, volatility and unique challenges confronted in navigating the present and predicting the future from different vantage points: the world has stopped behaving like the models built to manage it. All three focus on resilience and efficiency as a construct to survive and thrive in a future that promises to be different.
The Bureaucracy of Finance
Payment innovation should be judged by whether it makes finance faster, cheaper and more accessible — not by how well it fits the architecture it is attempting to replace. As AI, tokenisation and digital currencies enable programmable payments, central banks must ask whether the institutional architecture of money is evolving as fast as the world around it.
When the Wall Comes Down
Citrini Research argues that the wall between traditional finance and crypto is starting to come down — pushed by AI agents on one side and tokenised real-world assets on the other. For institutions, the question is what happens to deposits, collateral and risk when money becomes programmable.
When the Future Becomes Computable
Super Intelligence is beginning to rival human superforecasters, and in one leading competition has beaten them. The more important development is what happens when probabilistic forecasts become continuous and auditable inputs into risk management and capital allocation.
Empires of Intelligence
The Industrial Revolution did not invent extraction — it industrialised it. Artificial intelligence is doing the same to a concentration of power that is already forming, and the architecture built in this decade will decide who becomes a builder of intelligence and who becomes a tenant.
How Technology is Rewriting the Economics of Value
The diamond industry’s mistake was assuming scarcity was permanent. The intelligence economy may reveal that scarcity itself is a variable — and that intelligence is the scarce resource behind every other scarcity.
The Evolution of Underwriting
Every era has its own characteristic forms of risk. As the Industrial Economy gives way to the Intelligence Economy, underwriting itself must evolve — from a periodic, backward-looking exercise into a continuous, intelligence-driven discipline.
Private Credit’s Illusion of Safety
What appeared to be a stable and superior asset class is beginning to reveal structural fragilities. Credit’s seniority does not guarantee resilience in a world of rapid disruption — safety must be engineered, not assumed.
The New Delhi Moment
The institutions that govern the global economy were built for a world that no longer exists. As the world turns multipolar, intelligence itself is becoming a form of economic infrastructure.
Information Utility: Critical Financial Infrastructure
As stablecoins and digital assets transition into the regulated space, an Information Utility that democratizes data and intelligence becomes critical to consumer protection, oversight, and sustainable financial innovation.
An Early Warning System for Distress on the Chain
Blockchains make financial data available in real time — but turning that data into trustworthy intelligence is hard. BetygFi scores DeFis, coins and wallets to surface distress before it spreads.
Sovereign Debt Crisis
Emerging nations carry a $9 trillion debt stock and a resolution system built eight decades ago. An Information Utility that enables transparency and automation could make the Common Framework finally workable.
The Future of Finance
A view of where finance is heading as intelligence becomes a factor of production — and what a financial system built for complexity, resolution and access looks like.
Solvendo’s Solution for Credit Markets
How Solvendo approaches credit markets — pricing risk from reliability curves rather than narratives, and building the infrastructure for resolution and recovery.